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Legal Disclaimer & Regulatory Notices

Hejaz Group ("Hejaz")

General Notice

This material is intended for information purposes only, and does not constitute investment advice, a recommendation or an offer or solicitation to purchase or sell any securities, funds or strategies to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction.

The opinions expressed are subject to change without notice. Reliance upon information in this material is at the sole discretion of the reader. Investing involves risks, including the possible loss of capital. Past performance is not a reliable indicator of future results.

This website and its contents are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation, or which would subject any Hejaz entity to any registration or licensing requirement in that jurisdiction. All persons accessing this site do so on their own initiative and are responsible for compliance with applicable local laws and regulations.

Hejaz offers a range of investment products. Certain products on this website are available to retail investors, while others are available only to wholesale, professional or approved investors as defined under the laws of the applicable jurisdiction. Product-specific eligibility requirements are set out in the relevant offering documents. If you are unsure whether a product is suitable or available to you, please seek independent financial advice.

Sharia-Compliant Investment Products

Hejaz offers investment products structured in accordance with Islamic finance principles. These products are designed to comply with Sharia requirements as determined by Hejaz’s Sharia supervisory board. Prospective investors should satisfy themselves that any investment is consistent with their own investment objectives, risk tolerance and applicable legal requirements.

Before investing, please read all relevant offering documents, product information and terms and conditions applicable to your jurisdiction.

Regulatory Information by Jurisdiction

The following notices apply to persons accessing this website from the respective jurisdictions. Please read the notice applicable to your country of residence or location.

Australia

In Australia, this is issued by Hejaz Financial Advisers Pty Ltd AFSL 517686 ABN 49 634 683 613, Hejaz Asset Management Pty Ltd AFSL 550009 ABN 69 613 618 821, and Hejaz Funds Management Pty Ltd AFSL 339583 ABN 87 138 165 901.

This material is general in nature and does not take into account your individual objectives, financial situation, needs or circumstances. Certain products are available to retail investors, while others are available only to wholesale clients as defined under the Corporations Act 2001 (Cth). You should consider whether a product is appropriate for you in light of your own circumstances and read any relevant Product Disclosure Statement (PDS), offer document, Target Market Determination (TMD) before making any investment decision.

Kingdom of Bahrain

In Bahrain, this will be issued by Hejaz BSC (c), which is pending licensing by the Central Bank of Bahrain (CBB) as a Volume 4 Category 1 Investment Firm.

Hejaz offers products for both retail investors and accredited/professional investors as defined under CBB rules. Certain products — including Exempt Collective Investment Undertakings (Exempt CIUs) — are directed only at persons who qualify as accredited investors or professional clients under CBB rules, and are not intended for retail clients or members of the general public. Other products may be made available to retail clients in accordance with applicable CBB regulations. The CBB does not accept any responsibility for the accuracy or completeness of the information presented, nor for any losses arising from any investment made in reliance upon this information.

United Kingdom

In the United Kingdom, this is issued by Hejaz Capital UK Limited, an Appointed Representative (FRN: 1046970) of WealthKernel Limited, which is authorised and regulated by the Financial Conduct Authority (FCA), Firm Reference Number: 723719. For your protection, telephone calls may be recorded.

Hejaz offers a range of products in the UK, some of which are available to retail clients and others that are directed at professional clients or eligible counterparties as defined by the FCA. Where a product is restricted to professional clients or eligible counterparties, this will be clearly indicated in the relevant product documentation. Retail clients should ensure they have read and understood all applicable risk warnings and product disclosures before making any investment decision.

Forward-Looking Statements

Certain statements in this material may constitute forward-looking statements. These are based on current expectations and assumptions and are subject to known and unknown risks, uncertainties and other factors that may cause actual results, performance or achievements to differ materially from those expressed or implied. Hejaz does not undertake any obligation to update or revise forward-looking statements, whether as a result of new information, future events or otherwise.

No Investment Advice

Nothing on this website constitutes legal, tax, financial or investment advice. You should seek independent professional advice before making any investment decision. Hejaz does not accept any liability for decisions made based on the information contained on this website.

Intellectual Property

All content on this website is the property of Hejaz or its licensors and is protected by applicable copyright, trademark and other intellectual property laws. No part of this website may be reproduced, transmitted or stored without the prior written consent of Hejaz.

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